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Message SubReady on WhatsApp
No app to install, no forms. Send START and you're signed up in under a minute — from the cab of the van if you like.
Under a minuteSubReady
For every UK self-employed subcontractor — CIS & non-CIS
Send it on WhatsApp.It’s in your books.
Receipts, invoices, CIS statements, bank statements — snap them or just text what you spent. SubReady reads, sorts and matches everything, so your records stay accountant-ready all year.
14-day free trial No card to start Cancel anytime
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The problemPaper doesn’t keep up
Paper doesn’t keep up
with the work.
Being on the tools all day leaves no room for admin. So it piles up — and every January it costs you money, sleep, or both.
SCREWFIXTwin & earth 2.5mmClips · fixings£86.40
SHELLDiesel£74.80
TOOLSTATIONConsumer unitSY glands£123.99
WICKESTrunking 3m£23.60
CIS STATEMENTThameside ConstructionMonth 3 · deduction 20%−£960.00
somewhere in the van…The solutionChaos in.
Chaos in.
Order out.
SubReady turns the messages you already send into tidy, matched, accountant-ready records. Snap it, forward it, or just say what you spent — the sorting is not your job any more.
Receipt capturedWickes — £86.40
Matched to bankPayment in · CIS 20%
AI flagged for reviewFuel — receipt missing
What it does
ReceiptsSCREWFIX £86.40SHELL £74.80WICKES £23.60TOOLSTATION £123.99
BankIN £1,780.00OUT −£210.90IN £4,440.00OUT −£54.99
CISTC · −£960MD · −£400M3 · 20%GROSS £5,400
InvoicesINV-01 £850INV-02 £1,450PAID £680DUE £500
VATVAT £200.00RC — £0.00BOX 1 £360BOX 6 £1,800
PackSA103 ✓SA105 ✓CIS ✓READY ✓
Everything you send finds its own place. That’s the whole product.
How it worksFive quiet steps.
Five quiet steps.
Zero paperwork evenings.
The AI workflowWatch a receipt become
Watch a receipt become
a record.
- 01.
Snap it on WhatsApp
Receipts, invoices, CIS statements — or just text “Spent £40 on fuel”. No app to learn; if you can send a message, you can keep records.
- 02.
AI does the sorting
Every capture is read and categorised — Screwfix runs filed as materials, CIS deductions tracked, anything unclear flagged for a quick look. You stay in control.
- 03.
Upload your bank statement
One PDF a month — on WhatsApp or the web. SubReady reads the transactions from the statement you upload. We never connect to your bank.
- 04.
Everything gets matched
Bank lines are paired with the right receipts and invoices, ready for your confirmation — so your records reconcile as you go, not in a January panic.
- 05.
Share accountant-ready records
A live tax and safe-to-spend estimate all year, and a clean, organised pack your accountant can actually work from — shared only when you say so.
Works with your worldBuilt around what you
Built around what you
already use.
WhatsApp for capture. PDF bank statements from any UK bank. Invoices your clients can pay. A shared pack your accountant can drop straight into their own software. No new habits required.
WhatsApp — capture from the app already on your phone.
Every UK bank — statement PDFs read and matched, no login shared, ever.
Your accountant — packs that drop straight into whatever software they run.
What order feels likeSundays,
Sundays,
returned.
0sfrom photo to filed record
0 hrsof Sunday admin handed back, every month
0bank connections. Ever.
PricingLess than an hour
Less than an hour
of your day rate.
Two plans, one decision: are you VAT-registered or not? Start free either way.
Standard
For non-VAT-registered subcontractors.
£8.99/month
Billed monthly. Cancel any time.
- WhatsApp receipt & invoice capture
- Record expenses & income by chat
- CIS deduction tracker (20% / 30% / gross)
- Bank statement upload (PDF)
- AI categorisation with human review
- Transaction matching
- Job-based records
- Tax & safe-to-spend estimates
- Accountant invite & accountant-ready packs
- Weekly WhatsApp digest
14-day free trial · No card to start · Cancel anytime
Pro
VAT planFor VAT-registered subcontractors.
£12.99/month
Billed monthly. Cancel any time.
- Everything in Standard
- VAT on invoices (incl. CIS domestic reverse charge)
- MTD VAT return figures (9 boxes)
- MTD-ready digital VAT records
- Priority WhatsApp support
14-day free trial · No card to start · Cancel anytime
Early access pricing is indicative and may change. Built to support MTD-ready records; direct HMRC submission is a roadmap consideration.
Questions
Straight answers.
UK self-employed subcontractors and sole traders — CIS and non-CIS alike. It isn’t designed for limited companies. CIS tools switch on when you need them and stay out of the way when you don’t.
No. SubReady helps keep records organised and accountant-ready. It does not replace professional tax or accounting advice.
Yes, with your permission. You can invite your accountant and share an accountant-ready pack. You stay in control of access and can revoke it anytime.
No. SubReady never connects to your bank. You simply upload a bank statement as a PDF and SubReady reads the transactions so they can be matched to records.
Yes — on the Pro plan for VAT-registered users. It adds VAT to invoices (including the CIS domestic reverse charge) and prepares your MTD VAT return figures. Not VAT registered? Standard covers everything else.
SubReady is built with digital record keeping in mind to support MTD-ready records. Direct HMRC submission is a future roadmap consideration, not a current promise.