Receipts

How to stop losing receipts as a subcontractor

Practical habits and tools to capture every receipt before it fades or goes missing — so your expenses actually make it onto your records.

Published 1 June 2026 · 5 min read · General information, not advice

Lost receipts are quietly expensive. Every faded till roll or binned slip is a business cost you can't evidence — which can mean a higher tax bill and a more stressful year-end. For subcontractors working across sites, the problem is simply that receipts pile up faster than there's time to file them.

The good news: you don't need a bookkeeping system to fix this. You need a habit that takes seconds.

Why receipts go missing

  • Thermal paper fades. Most fuel and merchant receipts are printed on thermal paper that goes blank within months, especially in a hot van.
  • They live in the wrong places. Glovebox, jacket pocket, dashboard, a carrier bag in the cab — never one place.
  • "I'll sort it later" never comes. By the time you sit down, you can't remember what half of them were for.

The capture-it-now rule

The single most effective habit is to photograph or forward a receipt the moment you get it — at the till, at the pump, before it goes in your pocket. A digital copy never fades and is always searchable. If you capture as you go, year-end becomes a review instead of an archaeology dig.

Make it frictionless

  • Snap a photo straight after paying, while the receipt is still crisp.
  • For email receipts (fuel cards, online orders), forward them to one inbox or app so paper and digital live together.
  • Capture the total, date, supplier and what it was for — that's what your accountant actually needs.
  • Link each receipt to the job it belongs to while you still remember it.

What good capture looks like

A tidy record has the image, the amount, the date, the supplier, a category (materials, fuel, tools…) and ideally the job. With that, an expense is fully evidenced and ready for your accountant — no chasing, no guessing.

This is exactly what SubReady is built to do: snap a receipt and it's captured, read with AI (even faded ones), categorised and linked to a job, so nothing slips through.

Note: This guide is general information about record keeping, not tax, accounting, financial or legal advice. Rules and rates can change — always check the current position with HMRC or a qualified accountant for your own situation.

Frequently asked

Do I need to keep the paper receipt as well?
A clear digital copy is generally accepted, but retention rules vary — check the current HMRC guidance or ask your accountant how long to keep records and in what form.
What details should a captured receipt show?
The supplier, date, total amount, what was purchased, and ideally the job it relates to. That makes the expense easy to evidence and categorise.