Send it on WhatsApp
Receipts, expenses, income and questions — everything happens in the chat you already use every day.
🇬🇧 Built for UK subcontractors & the self-employed
Your books, done through WhatsApp.
Simple bookkeeping for subcontractors and the self-employed. Send receipts, expenses and income through WhatsApp — SubReady keeps your records organised and accountant-ready all year.
14 daysFree trial, no card
60 secSign-up on WhatsApp
CIS20% · 30% · gross
MTDDigital records, live
CIS tracked · 20%£460 deducted this month
How it works
Three steps. Zero paperwork.
No spreadsheets, no accounting degree — if you can send a WhatsApp message, you can keep your books.
Send it
Snap a receipt, type “£40 fuel on card”, or send a bank statement or CIS statement PDF — all through WhatsApp.
SubReady sorts it
Every photo, message and PDF is read, recorded under the right category and confirmed back to you in the chat.
Stay ready
Your records stay organised all year — expenses, income, CIS and profit in one place, with no year-end shoebox scramble.
The result — your accountant will thank you
Read-only access, clear CIS deductions and MTD-ready quarterly figures — everything they need, nothing to chase.
Key features
Everything you need, nothing you don’t
Practical tools that do the organising for you — built for real trades, not accountants.
Send a receipt, we’ll read it
Snap it at the merchant and SubReady reads the amount, supplier and category automatically.
No bank connection needed
We never touch your bank. Upload a monthly statement PDF and every transaction is read and matched.
CIS built in
Deductions tracked at your rate across every contractor — gross, deducted and net, all season.
Invoices by message
Raise and send invoices straight from the chat — including VAT and CIS reverse charge on the VAT plan.
Ask about your numbers
“What did I spend on materials last month?” Just ask — SubReady answers from your own records.
Construction & Trades
On site all day? Snap the receipt at the merchant, send your CIS statements, and keep every deduction tracked without paperwork.
CIS built inIT & Technology
Day rates, software subscriptions and invoices — recorded in seconds between stand-ups, with clean records for your accountant.
Day rates sortedConsultants
Keep client work, expenses, travel and invoices tidy — without ever opening a spreadsheet.
No spreadsheetsProfessional Services
Designers, trainers, freelancers and specialists — simple records that keep you ready for your accountant all year.
Always readyOther Self-Employed
Drivers, cleaners, tutors and every other self-employed worker — if you can send a WhatsApp message, you can keep your books.
Everyone welcome For your accountant
Your accountant will thank you.
No more shoebox of receipts in January. Your accountant gets a tidy, organised pack — structured and ready to review.
- Read-only access — they can look, not change
- One-click export pack for year-end
- AI flags missing receipts before they become a problem
- Revoke access anytime — you stay in control
Accountant-ready
SF
Screwfix — materialsMatched to statement · −£86.40
ReadyTP
Travis PerkinsLinked to Job #128 · −£214.80
ReadyIN
Invoice #0042 — paidPayment in · £1,840.00
ReadyFU
Fuel — receipt missingAI flagged for a quick check
Review Making Tax Digital
MTD is here. Your records can already be ready.
Making Tax Digital for Income Tax started in April 2026 for qualifying sole traders. SubReady keeps your income and expenses digitally organised and prepares the quarterly figures you need. Our direct HMRC submission integration is built and currently progressing through HMRC’s production-access process.
Digital record keeping
Digital records and quarterly figures preparation — live and working right now.
MTD for Income Tax
Integration built and progressing through HMRC’s production-access process.
MTD for VAT
VAT integration built — digital VAT records and return figures on the VAT plan.
Pricing
Simple pricing, no surprises
Start free for 14 days — no card needed. Upgrade only when SubReady has earned it.
Free Trial
Try everything for 14 days
£0/ 14 days
No card needed — just text START
- Full WhatsApp workflow
- Receipt & statement reading
- CIS support included
- Cancel anytime, keep your data
Standard
For non-VAT-registered subcontractors
£8.99/ month
or £89.99/yr — save over 15%
- WhatsApp receipt & invoice capture
- CIS deduction tracker (20% / 30% / gross)
- Bank statement upload (PDF) — no bank login
- AI categorisation with human review
- Job-based records & transaction matching
- Accountant invite & accountant-ready packs
- Tax & safe-to-spend estimates
- Weekly WhatsApp digest
VAT
For VAT-registered subcontractors
£12.99/ month
or £129.90/yr — save over 15%
- Everything in Standard
- VAT on invoices (incl. CIS reverse charge)
- MTD VAT return figures (9 boxes)
- MTD-ready digital VAT records
- Priority WhatsApp support
Not sure? If HMRC has registered you for VAT, choose VAT — otherwise Standard is for you. Aigenticura Ltd is not VAT-registered, so no VAT is added to prices. Cancel anytime from your account settings.
FAQ
Questions, answered clearly
UK self-employed subcontractors and sole traders — construction and trades, IT contractors, consultants, professional services, drivers, cleaners and every other kind of self-employed worker.
No. CIS support is built in for those who need it, but SubReady works exactly the same for subcontractors and self-employed people outside construction.
No. SubReady is record-keeping software that keeps your records organised and accountant-ready. It does not provide tax advice.
Yes, with your permission. Invite your accountant by email and they get read-only access plus a one-click export pack. You can revoke access anytime.
No. SubReady never connects to your bank. You simply upload a monthly bank statement as a PDF and SubReady reads the transactions.
Yes, on the VAT plan — VAT on invoices including CIS domestic reverse charge, digital VAT records and VAT return figures.
Digital record keeping and quarterly figures preparation are live today. SubReady's MTD for Income Tax integration has been built and is currently progressing through HMRC's production-access process.
Yes. SubReady works through WhatsApp, plus a web app you can install on your phone from app.subready.co.uk.
Your books could be sorting themselves by tonight.
Text START on WhatsApp and your 14-day free trial begins instantly — receipts, CIS and all.
14-day free trial No card needed Cancel anytime Made for the UK self-employed 🇬🇧